What Is e-RUPI, How Does It Work? Know About Govt's 'Revolutionary Initiative' Ahead Of Launch By PM Modi

The government expects e-RUPI to be a revolutionary initiative in the direction of ensuring a leak-proof delivery of welfare services. Here's what we know so far about it.

Representative Photo: Getty Images

New Delhi: Prime Minister Narendra Modi is slated to launch e-RUPI on Monday, August 2. The digital payment system has been developed by the National Payments Corporation of India (NPCI) in collaboration with the Department of Financial Services, Ministry of Health & Family Welfare and National Health Authority.

What Is e-RUPI & How Does It Work?

e-RUPI is a cashless and contactless method for digital payment. It is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the users who will be able to redeem the voucher without needing a card, digital payments app, or internet banking access, at the service provider.

As previously mentioned, the one-time payment mechanism has been developed by the National Payments Corporation of India on its UPI platform, in collaboration with the Department of Financial Services, Ministry of Health & Family Welfare, and National Health Authority.

e-RUPI connects the sponsors of the services with the beneficiaries and service providers in a digital mode without any physical interface, the government informed.

The mechanism also ensures that the payment to the service provider is made only after the transaction is completed. The system is pre-paid in nature and hence, assures timely payment to the service provider without the involvement of any intermediary

Services Where Can Be e-RUPI Used

The e-RUPI be used for delivering services under schemes meant for providing drugs and nutritional support under Mother and Child welfare schemes, TB eradication programmes, drugs and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertiliser subsidies, etc.

The government expects it to be a revolutionary initiative in the direction of ensuring a leak-proof delivery of welfare services.

Even the private sector can leverage these digital vouchers as part of their employee welfare and corporate social responsibility programmes, the PMO stated.