Education Loan EMI Calculator

Loan Amount (₹):

₹ 50k

₹ 50lac

Tenure (Years):

1

10

Interest Rate (% P.A.):

1

20

Monthly EMI:
₹ 0

Principal Amount:
₹ 500000

Total Interest:
₹ 0

Total Payment:
₹ 0

Principal Amount

Interest Amount

Advantages of Checking Loan EMI

Assess loan affordability, Decide the loan amount and tenure, Plan out loan repayment, Plan Prepayment.

Advantages of Education Loan

An Education Loan can be helpful in various ways. Here are some instances: Cover expenses of tuition fees, hostel, books, etc. Banks generally fund up to 90% of the cost of education. Interest helps in Income Tax deduction. Repayment begins after completion of course. Moratorium period is the additional time given after completion of course after which repayment has to begin – that gives student enough time to work out suitable options and ways for the same. Timely payment reflects well on credit score which helps in getting loans in the future.

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