Bank Holidays In October 2025: Gandhi Jayanti To Diwali, Check When Branches Will Be Closed Nationwide

Bank Holidays in October 2025: Overall, banks will observe up to 21 holidays this month across the country, including festivals and national holidays.

While online platforms reduce dependency on branches, tasks requiring direct staff intervention must be planned in advance to avoid delays.

Source : Bank Holidays

As October 2025 approaches, bank customers across India should take note of the upcoming holidays to avoid disruptions in financial activities. The Reserve Bank of India (RBI) releases an official holiday calendar every year, which lists when scheduled banks, public sector, private, cooperative, rural, and local institutions will remain closed.

The RBI’s guidelines categorise bank holidays into three main groups:

Weekly closures: All Sundays, along with the second and fourth Saturdays of the month.
National and gazetted holidays: Fixed days that are observed widely across the country.
Regional and festival-specific holidays: Days declared in certain states to mark cultural or religious events.

These notifications apply uniformly to all scheduled banks, making the RBI list the most reliable source of information for customers.

Bank Holidays in October 2025

The October calendar is packed with both national and state-level observances. Overall, banks will observe up to 21 holidays this month across the country, including festivals and national holidays. Some important dates to keep in mind include:

Maha Navami (October 1, 2025): Banks will be closed in states such as Bihar, Karnataka, Kerala, Odisha, and Tamil Nadu.
Vijayadashami/Dussehra: A significant festival holiday recognised in many parts of India.
Bhai Dooj (October 23, 2025): Observed in states like Gujarat, Uttarakhand, and Uttar Pradesh.

In addition, banks will not operate on Sundays as well as on the second and fourth Saturdays of the month, as per RBI rules. The complete holiday calendar for October is shared below.

Date	Day	Holiday	Regions
October 1, 2025	Wednesday	Navaratri Ends/Maha Navami/Dussehra/Ayudhapooja, Vijayadasami/Durga Puja (Dasain)	Agartala, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Itanagar, Kanpur, Kochi, Kohima, Kolkata, Lucknow, Patna, Ranchi, Shillong, and Thiruvananthapuram
October 2, 2025	Thursday	Mahatma Gandhi Jayanti/Dasara/Vijaya Dashami/Dussehra/Durga Puja (Dasain)/Janmotsav of Sri Sri Sankardeva	Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru,  Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kanpur, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Srinagar, Thiruvananthapuram, and Vijayawada
October 3, 2025	Friday	Durga Puja (Dasain)	Gangtok
October 4, 2025	Saturday	Durga Puja (Dasain)	Gangtok
October 5, 2025	Sunday	Weekend Holiday	All Over India
October 6, 2025	Monday	Lakshmi Puja	Agartala and Kolkata
October 7, 2025	Tuesday	Maharshi Valmiki Jayanti/Kumar Purnima	Bengaluru, Bhubaneswar, Chandigarh, and Shimla
October 10, 2025	Friday	Karva Chauth	Shimla
October 11, 2025	Saturday	Second Saturday	All Over India
October 12, 2025	Sunday	Weekend Holiday	All Over India
October 18, 2025	Saturday	Kati Bihu	Guwahati
October 19, 2025	Sunday	Weekend Holiday	All Over India
October 20, 2025	Monday	Diwali (Deepavali)/Naraka Chaturdashi/Kali Puja	Agartala, Ahmedabad, Aizawl, Bengaluru,  Bhopal, Chandigarh, Chennai, Dehradun, Guwahati, Hyderabad, Itanagar, Jaipur, Kanpur, Kochi, Kohima, Kolkata, Lucknow, New Delhi, Panaji, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, and Vijayawada
October 21, 2025	Tuesday	Diwali Amavasya (Laxmi Pujan)/Deepawali/Govardhan Pooja	Bengaluru, Bhopal, Bhubaneshwar, Gangtok, Imphal, Jammu, Mumbai, Nagpur, and Srinagar
October 22, 2025	Wednesday	Diwali (Bali Pratipada)/Vikram Samvant New Year Day/Govardhan Pooja/Balipadyami, Laxmi Puja (Deepawali)	Ahmedabad, Belapur, Bengaluru, Dehradun, Gangtok, Jaipur, Kanpur, Lucknow, Mumbai, Nagpur, and Patna
October 23, 2025	Thursday	Bhai Bij/Bhaidooj/Chitragupt Jayanti/Laxmi Puja (Deepawali)/Bhratridwitiya/Ningol Chakkouba	Ahmedabad, Gangtok, Imphal, Kanpur, Kolkata, Lucknow, and Shimla
October 25, 2025	Saturday	Fourth Saturday	All Over India
October 26, 2025	Sunday	Weekend Holiday	All Over India
October 27, 2025	Monday	Chath Puja (Evening Puja)	Kolkata, Patna, and Ranchi
October 28, 2025	Tuesday	Chath Puja (Morning Puja)	Raipur and Ranchi
October 31,  2025	Thursday	Sardar Vallabhbhai Patel's Birthday	Ahmedabad

How Customers Will Be Affected

When branches remain shut, services like cash deposits, cheque clearances, demand drafts, or updating passbooks cannot be accessed. However, digital alternatives such as mobile banking, internet banking, and ATMs will function without interruption.

If a financial commitment such as a loan repayment, recurring deposit, or investment maturity coincides with a holiday, the RBI mandates that processing will be shifted to the next working day.

Planning Ahead for Smooth Transactions

For individuals or businesses relying on physical branch services, it is advisable to schedule key transactions at least a day or two before holidays. While online platforms reduce dependency on branches, tasks requiring direct staff intervention must be planned in advance to avoid delays.

With several national and regional observances lined up in October 2025, careful planning can ensure that financial activities remain smooth and uninterrupted.

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