How To Get A PAN Card For Your Child: Step-By-Step Guide And Benefits

Applying for a Minor PAN card is a straightforward process that ensures your child is financially ready for various opportunities

A PAN card is required to invest in the name of a minor or designate them as a nominee in financial instruments.

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A PAN (Permanent Account Number) card is an essential document for numerous financial and legal activities in India. From filing income tax returns to opening a bank account or starting investments, a PAN card is often indispensable. However, contrary to popular belief, PAN cards are not limited to individuals above the age of 18. Under Section 160 of the Income Tax (I-T) Act, even minors can hold a PAN card, referred to as a Minor PAN Card. This card, while issued in the minor's name, can only be utilised by their parents or guardians until the child reaches adulthood.

Applying for a Minor PAN Card is a straightforward process that ensures your child is financially ready for various opportunities. Whether for investments or banking needs, securing a PAN card for your minor paves the way for smoother financial transactions in their name.

Key Details About Minor PAN Cards

The I-T Department allows minors to obtain a PAN card without any specific restrictions. However, certain updates, such as adding a signature and photo, become mandatory when the child turns 18.

Benefits of Having a Minor PAN Card

Investment Purposes:

A PAN card is required to invest in the name of a minor or designate them as a nominee in financial instruments.

Bank Account Opening:

If you wish to open a bank account for your child, a PAN card is mandatory.

How to Apply for a Minor PAN Card: A Step-by-Step Guide

Visit the NSDL Website:

Go to the NSDL platform and select "Online PAN Application."

Choose Application Type:

Click on "New PAN - Indian Citizen (Form 49A)" and select "Individual" under the category.

Enter Personal Details:

Provide details such as full name, date of birth (DOB), phone number, and email address.

Complete Captcha Verification:

Fill in the captcha code and submit the form.

Receive Token Number:

A token number will appear on your screen. Note it down and proceed by clicking "Continue with PAN Application Form."

Document Submission Method:

Select "Forward application documents physically" as the mode of document submission.

Fill Aadhaar Details:

Enter the last four digits of your Aadhaar card and verify the previously entered details.

Provide Additional Information:

Add the minor's parent or guardian details, income information, and other required documents.

Submit the Application:

Complete the process by paying a fee of Rs 107.

PAN Card Issuance:

After verification, the PAN card can be downloaded online. It typically takes about 15 days to receive the card.

• Documents Required to Apply for a Minor PAN card
• Aadhaar card
• Ration card
• Post office passbook
• Domicile certificate