Can Banks make Nirav Modi suffer miserably as they do with common man to repay loans?

Can Banks make Nirav Modi suffer miserably as they do with common man to repay loans?

Punjab National Bank scam is one of the largest banking sector frauds. Recently, diamond king Nirav Modi in a letter to PNB refused to pay the money back. He wrote as I offered to pay it but bank didn't provide me time and later it is out in public. Will PNB be able to take its money bank from diamantaire? 

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