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Top 5 Smartphones Under Rs 20,000: Realme P3, Moto G85, More That Pack A Punch

Vivo T3, Nothing Phone (2a), and more phones bring amazing spec muscles and camera expertise at a pocket-friendly budget.

Best Smartphones Under 20000: Looking to upgrade your smartphone without splurging? Good news — some of the most powerful 5G phones with cutting-edge features are now available under Rs 20,000. From stunning AMOLED displays and powerful chipsets to massive batteries and flagship-level cameras, these smartphones pack a serious punch for the price. We round up the top five phones that give you incredible value for money, perfect for multitaskers, gamers, photographers, and anyone who simply wants great tech without burning a hole in their wallet.

Realme P3 5G: Monster Battery Meets AMOLED Delight

realme P3 5G (Space Silver, 128 GB)

Price: Rs 16,999

The Realme P3 5G brings high-end features into a mid-range price bracket with impressive flair. Priced at Rs 16,999, the phone boasts a vibrant 120Hz AMOLED display that spans 6.67 inches, ensuring smooth visuals for gaming and streaming. The massive 6000mAh battery promises all-day power, while the 45W fast charging keeps downtime minimal.

The phone is powered by a 6 Gen 4 chipset and features an IP69 rating for water resistance, offering both speed and durability. With a 50MP AI main camera and 16MP selfie shooter, the Realme P3 delivers solid photography performance. Although it ships with 6GB RAM and 128GB storage, the phone supports expansion up to 2TB — ensuring you won’t run out of space anytime soon.

Motorola G85 5G: A Premium Display At Mid-Range Pricing

Motorola G85 5G (Viva Magenta, 256 GB)

Price: Rs 18,999

Motorola is making waves with its G85 5G. The phone features a sleek 3D curved pOLED display with a 120Hz refresh rate and Gorilla Glass 5 protection. The Snapdragon 6s Gen 3 processor under the hood provides dependable 5G performance, backed by 12GB RAM and 256GB of storage.

Photography enthusiasts will appreciate the 50MP Sony LYTIA 600 camera with Optical Image Stabilization, promising sharp images even in tricky lighting. “Utilise Smart Connect to share content with ease,” Motorola says, making cross-device functionality seamless. The 5000mAh battery, Dolby Atmos stereo speakers, and Android 14 support round out the package for a premium mid-range experience.

Vivo T3 5G: Smooth Performance With Stellar Night Shots

vivo T3 5G (Cosmic Blue, 128 GB)

Price: Rs 18,499

If photography and speed top your list, the Vivo T3 5G is worth checking out. You get MediaTek’s Dimensity 7200 chip — one of the fastest in the segment. The device delivers buttery smooth performance, scoring over 734K on AnTuTu benchmarks.

Its 50MP Sony IMX882 sensor with OIS that ensures low-light shots come out sharp and vivid. “Capture every moment with ultra-stable 4K video and super night portrait mode,” Vivo promises. A 6.67-inch AMOLED display, dual stereo speakers, and 44W FlashCharge support make it a treat for both content consumers and creators alike.

Nothing Phone (2a): Bold Design, Smarter Performance

Nothing Phne (2a) 5G (Blue, 128 GB)

Price: Rs 17,999

For those who love standing out, the Nothing Phone (2a) is one of the best style-meets-substance offering within budget. The phone is powered by a custom Dimensity 7200 Pro chip, co-developed with MediaTek for enhanced efficiency. “Do more whilst using less thanks to game-changing efficiency,” the company says.

With its distinctive transparent design and intuitive Glyph interface, the Phone (2a) is more than just eye candy. It features dual 50MP rear cameras (with OIS), a 32MP selfie camera, and a 5000mAh battery. A RAM booster takes the 8GB RAM up to 20GB, making multitasking effortless.

OnePlus Nord CE4 Lite 5G: All-Rounder With SuperFast Charging

OnePlus Nord CE4 lite 5G (SUPER SILVER, 128 GB)

Price: Rs 16,575

OnePlus Nord CE4 Lite 5G brings the brand’s signature polish to the budget segment. The 6.72-inch display supports a 120Hz adaptive refresh rate, making everything from scrolling to streaming ultra-smooth. The phone is backed by a 5500mAh battery and a powerful 80W SUPERVOOC charger, giving you a day’s power in minutes.

It houses a 50MP main camera with EIS, a 2MP depth-assist lens, and a macro lens. There’s also a 16MP front shooter for selfies. With the Qualcomm Snapdragon 695 5G chipset and Oxygen OS based on Android 13.1, this phone offers a fast, clean, and responsive experience — classic OnePlus style.

Whether you're after a big battery, better camera, or a standout design, these five options prove you don’t need to spend a fortune for a future-ready smartphone.

About the author Shayak Majumder

Shayak Majumder leads the ABP Live English team. He reviews gadgets, covers everything AI, and is on the lookout for the next big tech trend to cover. He is also building a data-driven AI-aware newsroom. Got tips? Reach out!

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