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How Joint Home Loan Maximizes Your Housing Loan Benefits
If you are considering whether to apply for Home Loan individually or jointly, consider the following points to learn how Joint Home Loan can increase your housing loan benefits:
![How Joint Home Loan Maximizes Your Housing Loan Benefits How Joint Home Loan Maximizes Your Housing Loan Benefits How Joint Home Loan Maximizes Your Housing Loan Benefits](https://static.abplive.com/wp-content/uploads/2019/04/30161239/home-loan.jpg?impolicy=abp_cdn&imwidth=1200&height=675)
An immediate family member such as your spouse, parents, siblings, etc. can be the loan co-applicant. They can be salaried or self-employed; residents or NRIs (Non-Resident Indians).
Owing to the rising number of double-income households, the demand for Joint Home Loans is increasing. Benefits such as enhanced loan eligibility and separate tax filing benefit further encourage people to go for Joint Home Loans. If you are considering whether to apply for Home Loan individually or jointly, consider the following points to learn how Joint Home Loan can increase your housing loan benefits:
Benefits of Availing Joint Home Loans
- Improves Your Home Loan Eligibility
- Offers Higher Tax Benefits
- Under Section 24 of the Income Tax Act
- Under Section 80C of the Income Tax Act
- Special Interest Rates for Women
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