How To Track Your Credit Card Application: A Step-By-Step Guide

While the method for checking application status may differ among banks, there is a standard procedure that most banks adhere to

Alternative methods, such as contacting customer service or visiting a branch office offline, are available for this purpose ( Image Source :Getty )

If you have submitted a credit card application and are currently awaiting a response, it is prudent to monitor its progress. Numerous financial institutions offer their customers the facility to keep track of the status of their credit card applications through their respective online platforms. Additionally, alternative methods, such as contacting customer service or visiting a branch office offline, are available for this purpose.

To verify the status of a credit card application, an applicant will require information such as the registered mobile number with the bank, reference number/application number, date of birth, and PAN number. While the method for checking application status may differ among banks, most banks adhere to a standard procedure. 

These are the steps you can follow to check your credit card application status online:

Navigate to the official website of the bank or NBFC.

Look for the option to track application status or check application status, typically located under the credit card section.

Provide the requested details in the designated fields on the application status tracking page, then submit.

The website will display the current status of your credit card application.

Applicants can follow these steps to check their credit card application status offline:

Utilising SMS Service

Certain banks provide the option to check the status of your application via SMS.

Simply compose a text message in the correct format and send it to the designated number provided by the bank.

You will receive the status of your application via SMS.

Ensure you send the message using the mobile number registered with the bank.

Calling On Customer Care Number

Dial the customer care number provided by the issuing bank or NBFC.

When connected, provide the customer support executive with your application/reference number.

The executive will then inform you of the current status of your application.

Some banks or NBFCs may offer a dedicated customer care number specifically for credit card inquiries.

Visiting The Branch

Visit the nearest branch of the bank or NBFC where you submitted your credit card application.

Approach the helpdesk or customer service counter.

Provide the helpdesk executive with your application number and the mobile number registered with your application.

The helpdesk executive will then assist you in checking the status of your credit card application.