Best Cryptocurrency to Invest Amid BTC Crash Fear, MUTM Is Expected to Hit $1 in 2026
As BTC crash fears rise, Mutuum Finance (MUTM) gains attention with real DeFi utility, a fast-selling presale at $0.035, and strong growth potential backed by lending demand.
The recent fear around a possible BTC crash has pushed many investors to search for safer and stronger opportunities. This is where Mutuum Finance (MUTM) stands out. Many crypto predictions now highlight projects that offer real utility, and MUTM continues to appear among top crypto choices for investors looking for growth. With steady demand and a fast-moving presale, MUTM is positioning itself as a strong option for those wanting stability with future upside.
Mutuum Finance (MUTM) is currently in presale phase 6 at a price of $0.035. The token has a total supply of 4 billion, and the project has already generated around $19.30 million across all phases. More than 18,500 holders have joined the presale so far, showing strong interest even before launch. Phase 6 has 170 million tokens, and 97% of them are already sold out. This phase will soon close with a 15% price jump to $0.040 in the next phase. Investors now have their last chance to secure MUTM at its current discounted price before the next increase.
Why Mutuum Finance (MUTM) Stands Out
Mutuum Finance (MUTM) will introduce a dual lending model that will offer two clear options for users. In the P2P model, lending and borrowing will take place directly between users. In the P2C model, users will interact with a central liquidity pool designed to offer faster processing and predictable interest rates. This structure will give users flexibility, making the platform easier and more appealing for both new and professional lenders.
The team has already announced the development of their lending and borrowing protocol. The V1 of the protocol will appear on the Sepolia Testnet in Q4 2025. It will include a liquidity pool system, mtTokens, debt tokens, a liquidator bot, and more. Users will lend, borrow, and place ETH and USDT as collateral. With these core mechanics, investors expect increased platform activity, a stronger user base, and rising demand for MUTM tokens, all tied to real functionality instead of hype.
Investors who entered early phases already see strong growth. Someone who invested $5,000 in phase 2 at $0.015 would hold around 333,000 tokens. At today’s phase 6 price of $0.035, this holding is already valued over $12K. When the target of $1 in 2026 is reached, the same holding will reach $333K. Early investors are seeing clear gains even before the project goes live, and these numbers continue to attract attention from those tracking top crypto opportunities.
Real Future Growth Drivers
Mutuum Finance (MUTM)’s utilities will be the largest growth driver. The lending and borrowing features will bring constant user activity. Users will lend, borrow, and stake assets in the pool to earn rewards. Every action will require MUTM in one form or another, creating strong demand. As more users join and use the protocol, this demand will play a major role in pushing the price higher. This is why many updated crypto predictions now include MUTM as a standout project for long-term growth.
Another major driver will be the upcoming beta version that will launch around the time of the token release. Early access will allow users to test lending, borrowing, and staking features. This hands-on experience will build trust and attract more users through word of mouth. As activity grows, confidence in the project will rise, and this wave of new users will support the early upward movement of MUTM’s price.
Mutuum Finance (MUTM) will also adopt a buy-and-distribute mechanic, creating continuous demand. When users deposit funds into the liquidity pool, they will receive mtTokens representing their pool share and interest. These mtTokens can be used as collateral for borrowing. Over time, users will withdraw their assets along with earned interest. These mtTokens will also be staked in dedicated smart contracts where users will earn MUTM as rewards.
A portion of the platform’s revenue will be used to buy MUTM from the open market. These purchased tokens will then be distributed to mtToken stakers. With every cycle of lending and borrowing activity, the platform will buy more tokens, increasing demand. This steady buy pressure will push long-term growth and add stability. This model has helped several top crypto projects gain traction, and now MUTM is positioned to benefit from it as well.
Enjoy Community Incentives
The Mutuum Finance (MUTM) community continues to expand rapidly. The project has already gained more than 12,000 Twitter followers. To boost engagement, MUTM announced an ongoing $100K giveaway where ten winners receive $10,000 worth of tokens each. This has attracted fresh attention from new investors worldwide.
The dashboard is already live, allowing investors to track their holdings and estimate future ROI. The top 50 leaderboard rewards the biggest investors with bonus tokens. A new 24-hour leaderboard feature now gives the first-ranked user a $500 MUTM reward daily, as long as they complete at least one transaction in that period. With the leaderboard resetting every day at 00:00 UTC, this system encourages consistent activity and attracts competitive investors.
Mutuum Finance (MUTM) continues to attract attention from investors searching for top crypto choices during market uncertainty. With BTC crash fears rising, many are shifting to projects backed by real utility. MUTM offers this with clear use cases, growing demand, and strong community engagement. Phase 6 is already 97% sold out, and the price will soon increase from $0.035 to $0.040. This is the last opportunity to secure MUTM at this discounted level before the next jump. Investors who act now position themselves for the expected $1 target in 2026 and the strong upside beyond that.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a sponsored article. ABP Network Pvt. Ltd. and/or ABP Live do not endorse/subscribe to its contents and/or views expressed herein. Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. Cryptocurrency is not a legal tender and is subject to market risks. Readers are advised to seek expert advice and read offer document(s) along with related important literature on the subject carefully before making any kind of investment whatsoever. Cryptocurrency market predictions are speculative and any investment made shall be at the sole cost and risk of the readers.
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