Cybersecurity 101 For The Silver Generation: If You're Over 60, Follow These Tips To Stay Safe Digitally
While cybercriminals are by far and large age agnostic, it is equally clear that they prey on the weak. Those who are not as savvy tend to be easy targets for criminals.
By Meenakshi Menon
As the world pivots on AI and contemporary technology roars ahead at an astronomical pace, the misuse of technology has become a reality. With the digital revolution sweeping across the country, both young and old are awakening to the transformative power of smartphones, tablets, and digital services. This is true, especially for the silver generation that continues to challenge and break outmoded social norms. Interestingly, new-age tech happens to be an integral part of their arsenal in their fight to live life on their terms.
Historically speaking, the norm was that life after 60 was dull and dismaying, a moribund affair for most people. But with technology as their chosen ally, the senior population has been able to ward off typical adversaries like isolation, financial dependence, and inactivity.
However, the evolving digital landscape, while unfurling novel vistas of promise and intrigue, is also privy to its fair share of challenges.
Now, this isn't about inciting fear but ensuring comprehensive empowerment and protection through knowledge-sharing and strategic awareness. In India too, the widespread adoption of technology necessitates a critical need for robust cybersecurity awareness that is strategically tailored to the unique Indian context. For instance, India has more people young and old using UPIs for daily transactions than many other developed nations.
As is always the case, India leapfrogs developments. We skipped landlines and moved from low penetration of landlines and wired phones to extremely high levels of mobile penetration. Credit card ownership and usage were always low and justified on the grounds of us being a cash economy. However, the warm welcome to UPI is proof that convenience is key. Regardless of age or gender.
That’s why it’s important to understand the landscape of the cybercriminal. Tech is here to stay and so are the predators. In our society, the powerful always have fed off the weak. Ignorance of how cybercriminals work makes us weak.
While cybercriminals are by far and large age agnostic, it is equally clear that they prey on the weak. Those who are not as savvy tend to be easy targets for criminals so we must understand the how, where and why of the cybercrime attack.
Sophisticated and ever-evolving threats force us to understand the underlying grounds for us to be able to fight back and withstand cybercrime. While precise national statistics vary, reports suggest a substantial number of senior citizens have been targeted by digital fraudsters, making cybersecurity education more crucial than ever.
Empowering The 60+ In Tech Era
While tech is used to subvert the system, what drives it are basic human failings. Greed, the opportunity to make easy money, jealousy, the fear of losing out on a good deal. The scamsters don’t know you but they know what will make you anxious, what will make you respond, what will make you pick the bait.
It’s their knowledge of you that makes you vulnerable. If you were to stick to your basic principles of not expecting anything for free, not wanting something that was not yours or not being naïve then you would be safe. Almost all scams are as a result of people doing things that they would not consider under normal circumstances.
If a stranger walked up to you and asked for the keys to your house you would chase him away but when an online stranger asks you for the keys to your bank account (OTP) you share it because he has offered you something to excite your greed.
The 60+ should stay particularly vigilant about common scams prevalent in our digital landscape, including fraudulent calls impersonating bank officials, fake tech support schemes, and phishing attempts targeting UPI and digital wallet users. A fundamental rule is to remember that legitimate organisations, especially financial institutions, will never request sensitive personal information through unsolicited communications.
Password management takes on critical importance in digital ecosystems. Creating strong, unique passwords for each online account involves using a combination of English and regional language characters, numbers, and special symbols. With the increasing adoption of digital payment platforms like banking apps, consider utilising reputable password managers available in multiple Indian languages. Additionally, enabling two-factor authentication provides an extra layer of protection.
Securing Digital Wallet
Personal information protection requires heightened vigilance. The 60+ should never share sensitive details like government ID numbers, bank information, or personal identifiers through unsecured platforms. Be particularly cautious of fraudulent messages claiming to be from government portals, tax departments, or telecommunications companies. When in doubt, contact organisations directly using verified contact information from official websites or government directories.
Technological updates are crucial in an environment where cybersecurity threats are constantly evolving. Enable automatic updates on devices and applications to ensure protection against emerging cyber threats. Many telecom providers and device manufacturers now offer localised security updates. Recognising and reporting suspicious activity through dedicated cybercrime cells, such as the Indian Cybercrime Coordination Centre, has become increasingly important.
Digital Defence Strategy
The proliferation of smart home devices and artificial intelligence presents both opportunities and challenges for the silver generation. While awareness about emerging technologies is growing, many remain cautious about full adoption. For those exploring smart home devices currently popular in the market, critical security steps include changing default passwords on devices like smart speakers, securing home Wi-Fi networks, and being mindful of data-sharing permissions.
Cybersecurity extends beyond prevention. It's about creating a positive and secure digital environment that empowers the silver generation. With the government's push towards digital literacy programs and online service delivery, the 60+ have unprecedented opportunities to integrate technology into daily life while maintaining robust security practices.
It also includes the need for cyber insurance. The best of us can make mistakes and it is important for us to have cyber insurance. This is critical not just to safeguard ourselves but also as support in filing FIRs and Claims. Cyber Insurance gives you peace of mind at a small cost.
Smart Tech = Smarter Seniors
Continuous learning remains the greatest asset in navigating India's complex digital world. The 60+ are encouraged to embrace learning opportunities such as digital literacy programs offered by local government initiatives, community centre workshops, and online courses available in multiple Indian languages. Family support plays a crucial role, with younger family members often serving as primary guides in digital navigation.
Resources like the Cyber Peace Foundation, local government digital literacy programs, and community-based technology workshops can provide invaluable support and guidance specifically tailored to the 60+ population.
Lifelong Learning Laboratory
Ultimately, technology is a powerful tool that can enhance independence, connection, and quality of life for India's silver generation. By approaching the digital world with awareness, cultural understanding, and enthusiasm, the 60+ can confidently navigate online spaces while protecting themselves. Remember, you're not just a passive user — you're an empowered digital citizen contributing to India's technological transformation.
(The author is the Founder of GenS Life)
Disclaimer: The opinions, beliefs, and views expressed by the various authors and forum participants on this website are personal and do not reflect the opinions, beliefs, and views of ABP Network Pvt. Ltd.
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