Indians Can Now Get UAE Golden Visa Without Property Or Business Investment — Here’s How To Apply

Indians can now apply for a UAE Golden Visa without investing in property or business. Pay ₹23L, get long-term residency, work rights, and more. Here's how the new process works.

UAE Golden Visa for Indians Without Investment

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In a significant shift from its traditional visa policies, the United Arab Emirates has introduced a new, nomination-based Golden Visa tailored for Indian citizens — and it doesn’t require hefty investments in real estate or business ventures.

Until recently, securing a Golden Visa for Dubai meant pouring at least AED 2 million (approximately ₹4.66 crore) into property or establishing a substantial business presence. But now, thanks to a new initiative, eligible Indians can obtain this coveted long-term residency by paying a one-time fee of AED 100,000 — roughly ₹23.3 lakh — according to a PTI report citing individuals involved in the program.

This game-changing visa is being rolled out as part of a pilot project, and around 5,000 Indians are expected to apply over the next three months.

A Strategic Shift: What’s Behind the New Visa?

The UAE has selected both India and Bangladesh to test this nomination-based visa model. The Rayad Group, a consultancy firm, is overseeing the rollout in India. Its Managing Director, Rayad Kamal Ayub, called the initiative a “golden” opportunity for Indians seeking to establish a long-term presence in the Gulf.

Once tested successfully, the program is expected to expand to other countries with which the UAE holds Comprehensive Economic Partnership Agreements (CEPA).

How Does the Nomination-Based Golden Visa Work?

Unlike traditional visa categories, this new process relies on nominations rather than capital investment. However, it still involves a thorough vetting procedure.

Applicants will undergo extensive background checks, including criminal history and anti-money laundering scrutiny. Their digital footprint, including social media activity, will also be reviewed.

But the checks go deeper. Authorities will assess whether the applicant brings value to the UAE in fields such as culture, finance, science, professional services, startups, and trade. Following this review, the Rayad Group submits the vetted applications to the UAE government for final approval.

Where to Apply

To begin the process, applicants must visit Dubai for an initial pre-approval. From there, applications can be submitted through several official channels — including One Vasco (a visa concierge service) centers in India and Bangladesh, registered offices, an online portal, or a dedicated call center.

Long-Term Perks That Make It Stand Out

One of the standout advantages of the new visa is its permanence. Unlike property-based Golden Visas, which can lapse if the associated real estate is sold or transferred, this nomination-based visa remains valid indefinitely.

Approved applicants can also bring their families along, and they’re allowed to hire domestic help and drivers. What’s more, the visa provides complete freedom to engage in business or professional work across the UAE.

“This is an incredible opportunity for Indians who want to build a life, career, or legacy in the UAE — without the steep financial commitments previously required,” Rayad said.