Grow Your Savings At 8.60% P.A. With Bajaj Finance FD Along With Multiple Tenures And The Highest Safety Rating

Out of the many options available, Bajaj Finance stands out as one financier that ticks off all the checkboxes when selecting the perfect tool.

The fixed deposit is a perfect tool for risk-averse investors seeking an investment that gives steady returns without eroding their capital. This is because the FD is not affected by the ever-changing market dynamics. It is a fixed-income instrument that locks in the then prevailing interest rate and carries forward the same interest rate till maturity.  This characteristic makes the FD a perfect tool for investors who want to grow their corpus sans the market risk. 

There are multiple fixed deposit options to choose from in the investment market. However, when looking for one you must consider the offered FD rates, safety and credibility of the financier, available payout frequencies and tenure options to make sure you choose the best. Out of the many options available, Bajaj Finance stands out as one financier that ticks off all the checkboxes when selecting the perfect tool.  

Here is why the Bajaj Finance Fixed Deposit is an ideal FD option:

Earn returns up to 8.60% p.a.

Bajaj Finance offers FD rates up to 8.35% p.a. for citizens aged below 60 years, senior citizens get extra rate benefits up to 0.25% p.a. over and above the base rates. Enabling senior citizens to earn up to 8.60% p.a. on their deposits. Since FD are fixed-income instruments, investors can use online FD calculators to estimate their returns even before investing. 

Here is a table showcasing the returns that a senior citizen and a citizen aged below 60 years can make on investing Rs. 10 lakh in a Bajaj Finance FD. 

Investor profile	Tenure	FD rates applicable	Maturity amount
Senior citizen	60 months	8.30% p.a.	Rs. 14,89,849
Non-senior citizen	60 months	8.05% p.a.	Rs. 14,72,732
Senior citizen	44 months	8.60% p.a.	Rs. 13,53,244
Non-senior citizen	44 months	8.35% p.a.	Rs. 13,41,856

You can use the FD calculator to align your investments to your goals based on your desired returns. This can help you reach your financial milestones seamlessly. 

Multiple tenures along with a few special tenures offering higher interest rates

Bajaj Finance offers flexible tenures from 12 to 60 months. You can also get higher FD rates for a few special tenures. Here is a list of the special tenures with associated FD rates:

Tenure	Applicable interest rate for customers below 60 years	Applicable interest rate for senior citizens (% p.a.)
15 months	7.45% p.a.	7.70% p.a.
18 months	7.40% p.a.	7.65% p.a.
22 months	7.50% p.a.	7.75% p.a.
30 months	7.45% p.a.	7.70% p.a.
33 months	7.75% p.a.	8.00% p.a.
44 months	8.35% p.a.	8.60% p.a.

Simply choosing a special tenure can help you get a better yield. 

Highest safety ratings 

The safety of your deposit is a key criterion when choosing an FD to invest in. In India, credit rating agencies rank investments based on the reputation of the financier, the risk involved, their payment history and records. The higher the rating the safer the tool. Bajaj Finance has been accredited with ratings of CRISIL AAA/STABLE and [ICRA]AAA(Stable), which is the highest safety ratings. This indicates the highest level of safety and credibility of the financial tool. So you can invest without worrying about default payments. 

Why wait? Invest in a Bajaj Finance FD and grow your savings at 8.60% p.a. along with multiple tenures and the highest safety ratings. 

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