EPFO Members Can Apply For Non-Refundable EPF Advance Online. Check Steps To Claim

Members can apply for non-refundable EPF advance through unified member portal or UMANG app, to avail various benefits, noted EPFO in a tweet

New Delhi:  Members of the Employees' Provident Fund Organisation (EPFO) are allowed to withdraw non-refundable advance from their Employees' Provident Fund (EPF) account. However, the withdrawals are permitted under certain conditions. Going by the EPFO rules, a subscriber can withdraw up to 75 per cent of the outstanding EPF balance or three months basic pay plus Dearness Allowance (DA), whichever is lower. The EPF outstanding balance basically means employees' share, employers' share and EPF interest. The provident fund regulator has mentioned in its website that non-refundable EPF advance takes three working days if the online claim form has been filled properly and the claimant fulfills the eligibility condition.

Eligibility To claim non-refundable EPF advance 

In a recent tweet, the EPFO informed about when an EPF account holder becomes eligible to claim non-refundable EPF advance.

These conditions include housing loan / purchase of site/ house/flat or for construction/addition, alteration in existing house/repayment of housing loan, illness of EPFO member of his family member, marriage of self, son, daughter, brother or sister, post-matriculation education of children, natural calamity, unemployment for not less than one month, investing in varishtha pension bima yojana, etc.

How to claim non-refundable EPF advance online

In the tweet, EPFO said, "#EPF #Members can apply for Non-refundable EPF Advance through Unified Member Portal or #UMANG App, to avail various benefits."

Check steps to claim non-refundable EPF advance withdrawal:

Firstly, login at unified EPFO portal — unifiedportal-mem.epfindia.gov.in/memberinterface;

Check for the online service claim (Form 31, 19, 10C & 10D);

Then upload bank cheque leaf with your name mentioned on it;

Submit the form by clicking at 'submit' option.

An EPFO member can claim this EPF withdrawal using one's android phone or smartphone by downloading Umang App. They can replicate the same process mentioned above by logging in at the Umang App by using UAN and OTP received on the registered mobile number.