RBI's New Rules To Increase Deposit And Liquidity Crisis | Paisa Live

To address the declining deposits and increasing liquidity crisis, the RBI is implementing stricter regulations. The central bank has released draft guidelines on the Liquidity Coverage Ratio (LCR), urging banks to maintain a higher stock of liquid securities as a buffer against risks associated with the growing use of technology in fund transfers. These guidelines are set to come into effect from the fiscal year 2025. The RBI notes that recent years have seen rapid changes in banking, with technology enabling instant transfers and withdrawals. However, this increased efficiency also brings heightened risks that need effective management. For a comprehensive understanding of these new rules and their implications, watch the video until the end.