New Delhi: Delhi based dairy maker Kwality has been charged with defrauding Bank of India with Rs. 1,400 crores by the CBI. The case was filed by Bank of India which named the company's directors Sanjay Dhingra, Siddhant Gupta, and Arun Srivastava along with other unknown persons.
"It was alleged in the complaint that the said accused had cheated the Bank of India-led consortium comprising BOI (lead bank), Canara Bank, Bank of Baroda, Andhra Bank, Corporation Bank, IDBI, Central Bank of India, Dhanlaxmi Bank, Syndicate Bank to the tune of Rs.1400.62 crore (approx.)," CBI spokesperson RK Gaur said a PTI report said.


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What led to the investigation?
In its complaint, the Bank of India, the lead member of the 10-bank consortium, has alleged that the company manipulated its financial statements by bloating its business operations through overstatement of the sales. purchases, debtors. creditors and inventories to keep the fund flow from bank going, reported PTI.
The company allegedly cheated the banks by way of diversion of bank funds, sham transactions with related parties, fabricated documents/receipts, falsified books of accounts and created false assets and liabilities, etc, Gaur said in the PTI report.
After the company failed to repay its loan the bank conducted a forensic audit.
The bank alleges "Out of the total sale of Rs.13,147.25 crore made by the company only Rs.7,017.23 crore was routed through the consortium accounts," in the PTI report.

Unorganized company 
The items being exempt from taxes, they are also not covered under VAT and GST regime. In its complaint the bank said the “suppliers and customers appear unorganised in nature and appear to have a weak financial base to support such large volumes of business," the complaint is now a part of the FIR. "Balance Confirmations in respect of receivables show huge deviations. Against total outstanding of Rs 1,807.57 crore parties have confirmed receivables of Rs 972.82 crore. Accordingly, it indicates inflation of receivables by Rs 834.75 crore," it alleged.
A considerable amount of sales and purchases was settled without actual payments being received or made by the companies. Also, a considerable amount of trading, sales and purchases were made "without actual receipts of the same in factory premises and physical deliveries therefrom".
Kwality is one of India’s oldest and most popular dairy and ice cream makers. The company has been facing insolvency proceedings since December 2018. According to news reports, a global private equity player KKR had filed an insolvency plea before the National Company Law Tribunal in October 2018. Kwality had raised Rs 520 crore from KKR India Financial Services in 2016 through a structured finance transaction