Private lender YES Bank is on cusp of closing $1-billion fundraising from private equity firms Carlyle and Advent International, according to a report published in Mint.


According to the report, the fundraising process was on the slow lane because of an ongoing deal to lay off a large portion of bad loans through an asset reconstruction company (ARC).


Carlyle, based in Washington, is interested in acquiring a 10 per cent stake in YES Bank earlier this month through convertible debt as reported by CNBC TV18. Mint report mentioned that YES Bank's board will meet mid-July to discuss the fundraising.


Carlyle is mulling a Rs 3,750-4,500 crore ($500-600 million) investment in YES Bank.


According to Moneycontrol report, Carlyle will sell its entire stake in SBI Cards & Payments Services for Rs 2,558 crore through a block deal.


News reports stated that YES Bank had chosen JC Flowers ARC as its partner to dilute bad loans of Rs 49,000 crore as it targets to clean up its books and raise capital for credit growth.


YES Bank's bad loan book of Rs 49,000 crore includes technical write-offs worth Rs 17,000 crore and soured investments, the report said.


The Reserve Bank of India (RBI) and the government adopted a special plan to save YES Bank two year ago. Now after two years the private lender on June 8 announced that it had begun the process of exiting the reconstruction scheme after significant progress in turning around.


YES Bank’s board of directors appointed under the scheme recommended setting up a new board and seeking shareholders’ approval on the fundraising.