The pandemic has hit the nation hard and has brought drastic changes in our lifestyle. From buying groceries to medical insurances we compare, analyze and pick the best which would keep up with our needs and budget. Lockdown in cities after the pandemic hit the country has slowed down the economy and has burned a hole in a common man’s pocket. The daily increase in Covid numbers is keeping people worried not only for theirs and family member’s safety but they also fear paying huge bills if the disease attacks them.
In such grim situation a comprehensive health insurance plan will help share the load with you. Health insurance as a category had low penetration, and low awareness before the Covid-19 but the pandemic made everyone reevaluate their priorities. It made the specter of hospitalisation a real threat, and that too a threat where possibility of multiple people from the same family getting hospitalized at the same time is very much possible.
With the average hospitalisation of 5-7 days for treating symptoms of Covid-19, and in some cases hospitalisation going on for more than 10 days (with critical care expenses in ICU adding to the bill), an average Indian family’s savings will not be enough in absence of a comprehensive health insurance plan. Having a comprehensive health insurance plan, and not just the Covid-19 specific plan ensures that the buyer and his family remains secure against this, and any other pandemic that may come your way in the future.
We will analyze some plans and policies by Max Bupa to help you choose a plan that can provide you the best security.
Corona Kavach Family Floater Plan:
As the name suggests, a family floater policy is specially designed to cover the needs of your entire family. Most importantly, a family floater policy is significantly cost-effective and hassle-free when compared to an individual policy as it saves a lot of time, effort and money.
• Hospitalisation: The plan provides coverage for medical treatment post hospitalisation for all insured members.
• Pre and post hospitalisation expenses: The policy will cover pre and post hospitalization expenses as well. The period of the treatment covered is 15 days before you get admitted to the hospital and 30 days after you get discharged from the hospital.
• Home Care Treatment: The plan also covers expenses of Insured Covid patients if a medical practitioner has advised to undergo for treatment at home after testing positive for novel Coronavirus.
• Flexible Policy Period: You don’t need worry about the duration of the plan as Max Bupa offers you a flexible time period. You can buy the plan for 3 different coverage period, 3.5months, 6.5months and 9.5months.
• AYUSH Treatment: The Corona Kavach Family Floater Plan also covers treatment under Ayurveda, Unani, Siddhi, Yoga and Homeopathy up to sum insured.
GOActiveTM Health Insurance Plan
This robust health insurance plan for individuals and young families works for you every day and also offers full Covid-19 cover. This plan works beyond hospitalisation and helps you access cashless OPD and diagnostic services.
Apart from the hospital covers (including Pre and post coverage) the plan provides cashless health check-ups according to your needs. This health insurance is under your budget and even pays for your doctor visits. If you are under 35 years of age this is the best health insurance plan for you, being early gives added benefits.
• Increase your sum Insured by 10% on every renewal. The benefit will be provided for every policy year as long as the policy is renewed or until you opt out.
• If you are a fitness freak or you want to improve your daily lifestyle and remain healthy the GOActiveTM provides you an Optional Daily health coach facility.
• Do not worry about any fuss when it comes to settlement as the MAX Bupa Health Insurance plans don’t have any involvement from the third party. You can get your claims directly from the customer service.
• Prior to pandemic, 37% of millennials saw new-age diseases as a good reason to purchase health insurance plans.
• Now, with the outbreak of the pandemic, a majority of millennials 55% appreciate the importance of a Health Insurance covering new-age diseases.
• This development was more sharply witnessed among intenders and females.
• To ensure that your each day goes stress free, click here: https://www.maxbupa.com/family-health-insurance-plans/goactive-family-floater.html
Health Premia – Family Health Insurance Plan
This comprehensive health insurance plan offers benefits for both- families and individuals. The Health Premia Plan will go hand in hand with your lifestyle.
Apart from the necessary benefits and full Covid-19 cover the standout features of the plan include- Maternity benefits, new age treatment, premium waiver and loyalty additions.
• The plan provides maternity benefits for up to two deliveries. This benefit is available after both you and your spouse have been covered under the policy for two continuous years.
• Max Bupa ensures to provide you with a plan which will walk with you and cater all you need. The plan covers treatments like Cyber Knife / Robotics Surgery/ Laser Surgery Cover/ Weight Loss Surgery.
To avail this best Health insurance policy click on the link below:
https://www.maxbupa.com/family-health-insurance-plans/health-premia-family-floater.html
Health Recharge – Family Health Insurance Plan
Max Bupa is a part of your daily care and it ensures that you don’t waste anytime due to lack of funds in case of emergencies. This top-up plan helps you enhance your family’s health insurance cover. Along with e-consultations, loyalty benefits up to 50% the Health Recharge plan makes sure that once you are insured with Max Bupa plans, you are insured for life.
Click here to avail this super top-up plan:
https://www.maxbupa.com/family-health-insurance-plans/health-recharge-family-floater.html
The Covid period helped people understand why health has always been a priority and it is time to take a step to ensure yours and your family’s safety. Choose the best health insurance plan with Max Bupa which brings a variety of comprehensive health insurance policies to make sure you live each day to the fullest with your family!
Why Comprehensive Health Insurance Covers Are A Better Choice Over Corona Specific Covers?
ABP Live Focus
Updated at:
13 Aug 2020 05:49 PM (IST)
Health insurance as a category had low penetration, and low awareness before the Covid-19 but the pandemic made everyone reevaluate their priorities.
- - - - - - - - - Advertisement - - - - - - - - -