PF Account Balance: Know How To Check Funds Through SMS, Missed Call, And Website

Employees' Provident Fund Organisation started crediting interest last month. The rate of interest on the PF account investment is 8.1 per cent for the financial year 2021-22

The interest credit has started reflecting in the account of Provident Fund (PF) subscribers for the financial year 2021-22. Employees' Provident Fund Organisation (EPFO) started crediting interest last month. The rate of interest on the PF account investment is 8.1 per cent for the financial year 2021-22. In March, EPFO declared an interest rate of 8.1 per cent, the lowest in four decades for the last financial year.

EPFO's Central Board of Trustees (CBT) after talks with the finance ministry decides on the rate every year. The rate is then ratified by the finance ministry, which took place in June this year.

Once the interest gets credited, it starts reflecting in the PF account of the individual. A PF subscriber can check the account balance through several ways, including text message, missed call, UMANG app, and EPFO website.

SMS facility

Firstly, send a text message ‘EPFOHO UAN ENG' to 7738299899. The last three digits of the text message refers the language chosen to receive the message. In this case, ENG means English. You can select from a total of 10 languages namely English, Hindi, Tamil, Marathi, Bengali, Kannada, Punjabi, Telugu, Malayalam, and Gujarati

Next ensure that your mobile number is registered with the Universal Account Number (UAN).

The EPFO will send your last PF contribution, balance details, and available KYC (Know Your Customer) information to your mobile number through an SMS (Short Message/Messaging Service).

Missed call

You can also check PF balance by giving a missed call to 011-22901406 from UAN registered mobile number. You will receive an SMS containing the balance details.

UMANG app

For this, you need to download the app from the Google PlayStore or App Store and log in using your UAN and OTP.

You can easily check account details displayed on the mobile screen.

EPFO website

Firstly, visit the official EPFO website and select ‘Our Services tab'.

Here you need to click on ‘For Employees'.

Then select ‘Member Passbook' and enter your UAN and password to check your PF account balance.

It must be noted that those who are employed in more than one organisation will have to check their PF balance through different member IDs.