EPFO New Rules: During the pandemic, the government has made a welcome change for PF account holders. Medical emergencies can't be foreseen, especially during this difficult time. Given the situation, PF account holders now need not worry about money. Learn what changes have been made


PF Rule Change



  • Under the new rule, PF account holders can withdraw an advance of up to Rs. 1,00,000 from the PF account in case of a medical emergency.

  • In this regard, the Employees' Provident Fund Organization (EPFO) had issued a circular on June 1.

  • The money can be withdrawn for any disease (not just coronavirus) after being admitted to the hospital in case of an emergency.

  • According to the new rule, the employee or any member of his family will have to submit a letter applying for the advance.

  • It is also necessary to furnish the patient and hospital information.


How To Withdraw Money



  • The medical advance can be claimed by visiting epfindia.gov.in.

  • On the website, go to 'Online Services.'

  • Here, you have to fill the claim (Form-31,19,10C and 10D).

  • Now enter the last 4 digits of your bank account and verify.

  • Click on 'Proceed for Online Claim.'

  • Select the 'PF Advance' option from the drop-down (Form 31).

  • Select the reason for withdrawing money.

  • Enter the required amount, upload the scanned copy of the cheque, and enter your address.

  • Click on 'Get Aadhaar OTP.'

  • You will see an Aadhar-linked OTP here. Fill it.

  • With this, the claim has been filled.


What Was The Old Rule?



  • There was a facility to withdraw money from EPF at the time of a medical emergency. This money was received after submitting the medical bill.

  • The Medical Advance Service is different from this. You will get money without the bill.

  • You simply need to apply and the money will be transferred to your account within a few hours.