In order to open a savings account in a bank, you have to fulfil certain requirements which includes documentation. Some of the documents include Know Your Customer (KYC) documents – proof of identity and address for the verification. You can start start availing the benefits of a savings account only after the required documents are verified by the bank.
Here is the checklist of documents to open a bank savings account
Proof of Address
In order to substantiate your proof of address you have to submit certain documents to the bank. Below is the list of documents that you can submit:
Aadhaar card
Voter ID
Utility bill (electricity, gas, water, telephone)
Passport
Driving license
Bank account statement or passbook of the bank
Ration card
A letter stamped/signed/recognised from a gazetted officer or public authority to verify the address details of the applicant
Proof of Identity
To verify your identity, you have to provide the following documents to the bank:
PAN card
Aadhaar card
Voter ID
Passport
Driving license
Employee ID
Any photo ID card issued by the Central/State government
NREGA job card
Apart from the documents listed above you have to submit latest passport size photographs and a duly filled account opening form. The form can be easily downloaded from the official website/portal of the bank or you can directly visit the nearest branch of your preferred bank to collect the form in-person.
After the documents are submitted, the concerned authority of the bank will verify the details and state whether you are eligible for the savings account or not. Make sure you read the eligibility criteria before submitting the application to avoid any rejection.