Best Phones Under Rs 20,000: In today’s competitive smartphone market, finding a device that balances performance, features, and price can be a challenge. However, the sub-Rs 20,000 segment offers a wide range of options that deliver impressive value without breaking the bank. Whether you're looking for a phone with a high-resolution display, powerful battery life, or a capable camera system, there are plenty of choices that cater to different needs and preferences within this budget.


The best phones under Rs 20,000 are designed to offer a premium experience at an affordable price point. These devices often feature the latest processors, ample storage, and modern designs that appeal to a wide audience. From casual users to mobile gamers, this category has something for everyone, making it an ideal price range for those who want a quality smartphone without spending a fortune.


CMF Phone 1



Discounted Price: Rs 15,999 | Down From MRP: Rs 19,999


Nothing has launched a new sub-brand called CMF, introducing the CMF Phone 1 in the Indian market. Competing in the mid-range segment, this phone stands out for its unique design, featuring interchangeable back panels secured with visible screws that can be removed using a special screwdriver.


The CMF Phone 1 comes with a 6.67-inch full HD+ AMOLED display with a 120 Hz refresh rate and is powered by the MediaTek Dimensity 7300 processor. It offers 6 GB or 8 GB of RAM and 128 GB of storage. The dual-camera setup includes a 50-megapixel main sensor, a 2-megapixel secondary sensor, and a 16-megapixel front camera. The phone features a 5,000 mAh battery with 33W fast charging but lacks an in-box adapter. Running on Android 14 with NothingOS, it’s a standout performer with a unique design.


OnePlus Nord CE 3 Lite



Discounted Price: Rs 16,599 | Down From MRP: Rs 19,999


Though it was launched a long time ago, it has stayed in the game due to the excellent features that it offers at such a budget-friendly price. A successor to this has also been launched, i.e., the OnePlus Nord CE 4 Lite 5G, but it seems like the CE 3 Lite still has a huge fan base, as in some aspects, the OnePlus Nord CE 3 Lite clearly beats the OnePlus Nord CE 4 Lite, including camera, and price.


The device features a spacious 6.72-inch IPS LCD display with a smooth 120Hz refresh rate. The OnePlus Nord CE 3 Lite 5G is equipped with a 108MP primary camera, accompanied by two 2MP sensors, while a 16MP selfie camera is housed in a hole-punch cutout at the top of the screen. It also packs a 5,000mAh battery with 67W proprietary fast charging support. Under the hood, the device is powered by a Qualcomm Snapdragon 695 SoC, available in two configurations: 8GB of RAM with either 128GB or 256GB of internal storage.


Samsung Galaxy M35



Discounted Price: Rs 19,999 | Down From MRP: Rs 24,999


The Samsung Galaxy M35 5G is driven by the Samsung Exynos 1380 processor, built on a 5nm architecture, and is available with up to 8GB of RAM and 256GB of internal storage. It features a 6.62-inch full HD+ Super AMOLED display with a 120Hz refresh rate, capable of reaching up to 1000 nits of brightness, according to Samsung. The device is powered by a 6,000 mAh battery, which Samsung claims can last all day, and supports 25W wired charging, though the charging adapter is not included in the box.


For photography, the Galaxy M35 5G is equipped with a triple-camera setup on the back, consisting of a 50-megapixel primary sensor with optical image stabilization (OIS), an 8MP ultra-wide-angle lens, and a 2MP depth sensor. On the front, it features a 13MP camera for selfies.


Poco X6



Discounted Price: Rs 16,599 | Down From MRP: Rs 19,999


The phone is equipped with a Qualcomm Snapdragon 7s Gen 2 processor, ensuring smooth performance for everyday tasks and even offering a taste of high-end gaming. Paired with up to 12GB of RAM and 512GB of storage, the Poco X6 excels at multitasking. Complementing its performance is a stunning 6.67-inch AMOLED display featuring a 1.5K resolution, 120Hz refresh rate, and Corning Gorilla Glass Victus for added durability.


On the back, the phone boasts a triple camera setup, led by a 64-megapixel main sensor with OIS, accompanied by an 8-megapixel ultrawide lens and a 2-megapixel macro sensor. For selfies, it offers a 16-megapixel front camera. The device is powered by a robust 5,100mAh battery with 67W fast charging support.


iQoo Z9



Discounted Price: Rs 19,998 | Down From MRP: Rs 24,999


It features a 6.67-inch Full HD+ AMOLED Display with 120 Hz refresh rate and a MediaTek Dimensity 7200 chipset, a very capable mid-segment processor, paired with 8GB RAM and up to 256GB storage, making the phone a decent multi-tasker. In photography, the phone comes with a dual camera unit with a 50-megapixel Sony IMX882 OIS main sensor a nominal 2-megapixel depth sensor,  and a 16-megapixel selfie camera in front.


It packs a 5,000 mAh battery and supports 44W fast charging. It runs on Android 14 which is topped with Vivo’s feature-loaded FunTouchOS UI. It is a good-looking device too and comes with a back that makes it look very distinct.