Under government regulations, linking Aadhaar Card Number with bank accounts has become obligatory to avail of various government scheme benefits, including welfare programs, direct cash transfers, scholarships, and pensions. However, linking Aadhaar with a bank account to access banking services remains optional. The entire linking process can be completed through both online and offline methods. 


Moreover, linking Aadhaar facilitates swift income tax refunds and aids in preventing fraudulent transactions.


Here Is How You Can Link Your Aadhaar Card To The Bank Account online:


Step 1: Go to the net banking portal of your bank.


Step 2: Sign in with your registered credentials.


Step 3: Locate the ‘Link Your Aadhaar’ option on the main page or under ‘e-services’.


Step 4: Choose the type of account you have.


Step 5: Input your Aadhaar Number and click ‘Submit’.


Upon completing the above steps, your bank will proceed to link your UID (Unique Identification Number) with your bank account and send you a confirmation notification via SMS.


Here Is How You Can Link Your Aadhaar Card To The Bank Account Using Bank’s Mobile App:


Step 1: Install the mobile app of your bank.


Step 2: Sign in with your registered credentials.


Step 3: Access the ‘Services’ tab.


Step 4: Select ‘View/Update Aadhaar Card Details’.


Step 5: Input your Aadhaar number and re-enter it for verification.


Step 6: Tap on the ‘Submit’ button.


How to Link Bank Account with Aadhaar Card Offline:


You Can Follow These Steps To Link Your Aadhaar Card To Your Bank Account By Visiting The Branch:


Step 1: Head to your nearest bank branch.


Step 2: Bring along your Aadhaar card or e-Aadhaar.


Step 3: Fill out a request letter.


Step 4: Submit the form along with a photocopy of your Aadhaar.


Step 5: Once the verification process is complete, the branch will link your Aadhaar to your account.


Step 6: You will receive an SMS notification on your registered mobile number regarding the status of your request.


ALSO READ | Have You Lost Your Aadhaar Card? Follow These 10 Steps To Obtain Duplicate Aadhaar Online