Seasoned banker KV Kamath, Chairman of Jio Financial Services, offered an intriguing glimpse into his learning habits during his conversation with Kunal Shah, founder of CRED, at the Moneycontrol Fintech Conclave. Kamath shared that he spends the last hour of his day watching YouTube videos, describing the platform as an essential tool for his learning journey in the post-pandemic era.
“My learning process ever since COVID has primarily been YouTube. The last hour before I sleep is definitely for YouTube, and currently, I’m following a trucker’s blog, which is helping me with ideas regarding the changes in India. No other leisure traveller is getting me that,” Kamath shared this insight during a session at the event.
"There is change happening that I learn sitting here," he added.
Kamath’s effort to explore a trucker’s blog highlights his willingness to seek insights from unconventional sources, offering a distinctive perspective on India’s shifting economic and social landscape. He shared that these videos have provided him with new ideas and a deeper understanding of the ongoing changes in the country.
Kamath also shared a personal preference when discussing the fintech landscape in India, revealing, “My favourite app is Swiggy.”
He used the platform to criticise the financial strategies of several fintech firms, highlighting that many are burning through cash without knowing when to halt. While these companies have seen substantial growth, he warned that their lack of financial discipline could threaten their long-term viability.
“Despite their growth, they could have halted the burn earlier,” Kamath observed, highlighting the need for financial prudence. He cautioned that without a clear exit strategy, some of these companies risk undermining their own sustainability and urged them to adopt a more cautious approach moving forward.
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