By Sanjeev Bhandari


The Union Budget 2024 introduced several measures aimed at boosting the real estate sector, focusing on both debt and equity financing mechanisms. These changes are poised to impact real estate developers, investors, and homebuyers significantly, potentially driving growth and encouraging more investment in the sector.


Encouragement for Equity Financing


The Budget also aims to stimulate equity financing in the real estate sector. With the government emphasising urban housing initiatives and the Pradhan Mantri Awas Yojana (PMAY) Urban 2.0 targeting the housing needs of 1 crore urban poor and middle-class families, there is a substantial push towards creating a more robust housing infrastructure. This initiative includes a budgetary allocation of Rs 10 lakh crore for PMAY, alongside measures to rationalise stamp duty. Such efforts are expected to foster a conducive environment for real estate developers to raise equity capital for large-scale projects.


Debt Financing Support


On the debt financing front, the government has shown its commitment by maintaining strong fiscal support for infrastructure investments. The allocation of Rs 11 lakh crore for capital expenditure in the Budget 2024 underscores the focus on developing the necessary infrastructure that supports real estate growth. This substantial investment is aimed at improving urban infrastructure, which is crucial for the real estate sector to thrive. Developers will likely find it easier to secure debt financing for projects that align with these infrastructure improvements, thereby reducing the cost of borrowing and enhancing project feasibility.


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Broader Real Estate Sector Impacts


The comprehensive measures introduced in Budget 2024 reflect a holistic approach to the development of the real estate sector. The Budget's focus on urban housing, infrastructure investment, and tax incentives is designed to make the sector a significant contributor to India's economic growth.


The real estate sector's response to these measures has been overwhelmingly positive. Industry stakeholders have hailed the Budget as a game-changer, noting that the initiatives will provide the necessary boost for both affordable and high-end housing projects. The emphasis on fiscal prudence, coupled with strategic investments in infrastructure and housing, is expected to drive long-term growth and stability in the real estate market.


The Union Budget 2024 has introduced significant changes that are set to impact the real estate sector positively. These measures, along with targeted investments in urban housing and infrastructure, are expected to create a more favourable environment for real estate development and investment, ultimately contributing to the broader economic growth of the country.


The author is the founder and CEO of AirBrick Infra.


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